AI TOOL PROFILE
Payarc: Payment Processing Platform
- Finance and Accounting
- Payment Processing
- Merchants
- ISOs and Agents
- SaaS platforms
- ISVs
Pricing
Pricing is tailored based on the merchant portfolio. The platform offers free terminal options for merchants and revenue sharing up to 1% per transaction for partners.
At a glance
- Best for
- Merchants, ISOs and Agents, SaaS platforms, ISVs
- Key use cases
- Merchant Payment Acceptance, Portfolio Management for Agents, Risk and Fraud Monitoring, SaaS Payment Integration
- Integrations
- Clover POS
- Official website
- Visit payarc official website

How AI is used
Payarc is a payments platform designed for merchants, independent sales organizations (ISOs), agents, and SaaS platforms. It provides infrastructure to process payments through various channels, including traditional merchant programs and Tap-to-Pay solutions.
For partners and developers, the platform offers PayFac infrastructure and API/SDK tools to help build and scale custom payment solutions. The system includes a management portal called PartnerHub for portfolio oversight.
Payarc includes a suite of tools called Pie AI, which is designed to help users predict merchant risk, detect fraud, and provide pricing insights. This may help business owners make informed decisions regarding their payment portfolios.
Buyers should confirm how tailored pricing models align with their specific transaction volume and whether the available POS hardware, such as Clover devices, meets their operational needs.
Key Features
PayFac Infrastructure
Provides a framework for SaaS and ISV platforms to manage payment facilitation.
Pie AI Suite
Includes tools for predicting merchant risk (Pie.Churn), fraud protection (Pie.Prevent), and underwriting approvals (Pie.Underwriting).
PartnerHub
A management platform for ISOs and agents to oversee merchant portfolios.
Tap-to-Pay Solutions
Supports contactless payment acceptance for merchants.
Clover POS Integration
Provides access to Clover point-of-sale hardware for physical storefronts.
API/SDK Tools
Developer resources for connecting the Payarc platform with external software applications.
Use Cases
Merchant Payment Acceptance
Processing customer payments through traditional methods or mobile Tap-to-Pay options.
Portfolio Management for Agents
Using PartnerHub to monitor and manage a collection of merchant accounts.
Risk and Fraud Monitoring
Using Pie AI tools to identify potential merchant risk and protect revenue from fraud.
SaaS Payment Integration
Using API and SDK tools to embed payment processing into a software-as-a-service platform.
Integrations
- Clover POS
FAQ
Who is Payarc designed for?
- Payarc is designed for merchants, ISOs, agents, and SaaS/ISV platforms that need payment processing infrastructure.
What does the Pie AI suite do?
- Pie AI includes tools like Pie.Churn for predicting merchant risk, Pie.Prevent for fraud protection, and Pie.Underwriting to help speed up approvals.
How does Payarc handle support?
- They provide 24/7 live support, including relationship managers and access to their development team.
Is there a free trial or set price for Payarc?
- Specific standard pricing is not listed as it is tailored to the merchant portfolio, though they do offer free terminal options for merchants.
Source category: Finance & Accounting
Source subcategory: Payment Processing
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