Payarc: Payment Processing Platform
Payarc supports merchants, ISOs, and SaaS platforms in managing payment acceptance and portfolio growth. It is designed for businesses looking for payment infrastructure and human support.
At a glance
- Category
- Finance & Accounting
- Best for
- Merchants, ISOs and Agents, SaaS platforms, ISVs
- Pricing
- Pricing is tailored based on the merchant portfolio. The platform offers free terminal options for merchants and revenue sharing up to 1% per transaction for partners.
- Key use cases
- Merchant Payment Acceptance, Portfolio Management for Agents, Risk and Fraud Monitoring, SaaS Payment Integration
- Integrations
- Clover POS
- Official website
- payarc.com
Payarc is a payments platform designed for merchants, independent sales organizations (ISOs), agents, and SaaS platforms. It provides infrastructure to process payments through various channels, including traditional merchant programs and Tap-to-Pay solutions.
For partners and developers, the platform offers PayFac infrastructure and API/SDK tools to help build and scale custom payment solutions. The system includes a management portal called PartnerHub for portfolio oversight.
Payarc includes a suite of tools called Pie AI, which is designed to help users predict merchant risk, detect fraud, and provide pricing insights. This may help business owners make informed decisions regarding their payment portfolios.
Buyers should confirm how tailored pricing models align with their specific transaction volume and whether the available POS hardware, such as Clover devices, meets their operational needs.
Key Features
Provides a framework for SaaS and ISV platforms to manage payment facilitation.
Includes tools for predicting merchant risk (Pie.Churn), fraud protection (Pie.Prevent), and underwriting approvals (Pie.Underwriting).
A management platform for ISOs and agents to oversee merchant portfolios.
Supports contactless payment acceptance for merchants.
Provides access to Clover point-of-sale hardware for physical storefronts.
Developer resources for connecting the Payarc platform with external software applications.
Use Cases
Processing customer payments through traditional methods or mobile Tap-to-Pay options.
Using PartnerHub to monitor and manage a collection of merchant accounts.
Using Pie AI tools to identify potential merchant risk and protect revenue from fraud.
Using API and SDK tools to embed payment processing into a software-as-a-service platform.
Best For
Integrations
Pricing
Pricing is tailored based on the merchant portfolio. The platform offers free terminal options for merchants and revenue sharing up to 1% per transaction for partners.
FAQ
Payarc is designed for merchants, ISOs, agents, and SaaS/ISV platforms that need payment processing infrastructure.
Pie AI includes tools like Pie.Churn for predicting merchant risk, Pie.Prevent for fraud protection, and Pie.Underwriting to help speed up approvals.
They provide 24/7 live support, including relationship managers and access to their development team.
Specific standard pricing is not listed as it is tailored to the merchant portfolio, though they do offer free terminal options for merchants.
Source category: Finance & Accounting
Source subcategory: Payment Processing
