AI TOOL PROFILE

Cashfree Review: Payment Processing and Banking Platform

Cashfree helps small and mid-sized businesses manage collections and payouts. It is designed for teams that need to support various Indian payment modes and international transactions.

Pricing

Standard domestic pricing is 1.95%, with a promotional rate of 1.6% for new merchants under specific GTV and UPI conditions. Custom pricing is available for enterprises.

At a glance

Best for
Small Businesses, Mid-Market Companies, Enterprise Companies, E-commerce merchants, SaaS companies
Key use cases
E-commerce Collections, Vendor and Wage Payouts, Subscription Billing, Digital Onboarding
Integrations
Shopify, Wix, WooCommerce, WordPress, Zoho
Visit cashfreecashfree software interface screenshot

How AI is used

Cashfree is a payment and banking platform serving businesses in India. It allows merchants to collect payments through a variety of modes and manage the disbursement of funds through its payout system.

The tool is designed for e-commerce, SaaS, fintech, and travel businesses. It provides options for collecting money, including a payment gateway, shareable payment links, and customizable payment forms.

Beyond collections, the platform supports business operations through instant refunds, recurring payments for subscriptions, and identity verification tools for KYC compliance.

Buyers should confirm if specific promotional pricing requirements, such as minimum UPI transaction volume, align with their expected payment flow before signing up.

Key Features

  • Multi-mode Payment Gateway

    Supports over 180 payment modes including UPI, cards, net banking, and wallets.

  • Payouts System

    Designed for sending money to bank accounts, UPI IDs, cards, and wallets.

  • International Payments

    Supports accepting payments in over 140 currencies with settlement in INR.

  • Subscriptions

    Supports recurring payment collection via UPI AutoPay, e-NACH, and card mandates.

  • Secure ID

    An identity verification stack that supports KYC and fraud monitoring.

  • Instant Refunds

    Supports processing refunds immediately rather than the standard multi-day window.

Use Cases

  • E-commerce Collections

    Collecting customer payments on websites or apps using Indian payment methods.

  • Vendor and Wage Payouts

    Using the Payouts platform to send money to vendors or disburse wages and incentives.

  • Subscription Billing

    Automating repeat payments for SaaS or Ed-tech services using recurring mandates.

  • Digital Onboarding

    Using Secure ID to verify customer identities for compliant onboarding.

Integrations

  • Shopify
  • Wix
  • WooCommerce
  • WordPress
  • Zoho
  • PayPal
  • Amazon Pay
  • Google Pay

FAQ

What is the pricing for Cashfree's payment gateway?

Standard domestic pricing is 1.95%. New merchants may be eligible for a promotional rate of 1.6% for 12 months, provided they meet GTV and UPI transaction thresholds.

Can Cashfree be used for international payments?

Yes, it supports accepting payments from global customers in over 140 currencies, with settlements in INR.

How long does it take to set up a Cashfree account?

The platform offers paperless onboarding, and accounts are typically activated within 24 working hours following compliance verification.

Source category: Finance & Accounting

Source subcategory: Payment Processing

More tools in Finance & Accounting

Other published listings in the Finance & Accounting category.

Browse all tools in Finance & Accounting

More tools in the Payment Processing software type

Related listings that share the same software type for comparison and shortlisting.

Browse all Payment Processing software type tools