AI TOOL PROFILE
Fee Navigator: Merchant Statement Analysis Software
- Finance and Accounting
- Payment Processing
- Payment processing professionals
- Independent Sales Organizations (ISOs)
- Banks
- ISVs
- Merchant service sales representatives
Pricing
Fee Navigator offers a free trial and multiple tiers (Silver, Gold, and Platinum) based on user counts and human review allowances. Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
At a glance
- Best for
- Payment processing professionals, Independent Sales Organizations (ISOs), Banks, ISVs, Merchant service sales representatives
- Key use cases
- Merchant Statement Review, Bid and Proposal Preparation, Profitability Tracking, Fast Quoting
- Integrations
- Salesforce, IRIS, Excel export, PDF export, Word export
- Official website
- Visit Fee Navigator official website
How AI is used
Fee Navigator is an AI-powered platform designed for payment processing professionals, including ISOs, banks, and ISVs. It supports the automation of reviewing merchant statements to identify interchange costs and detect pricing padding.
The software uses multiple OCR engines and context-aware processing to extract data from PDF statements. This supports the creation of customized pricing structures—such as Interchange Plus, flat, and surcharge models—while providing margin guardrails to help prevent pricing below cost.
Beyond analysis, the platform helps users produce branded proposals and estimates. It also supports the calculation of residuals and profitability for various roles, from call center agents to 1099 partners.
Buyers should confirm if the API and CRM integration options align with their specific tech stack and review user limits associated with the different subscription tiers.
Key Features
AI-Powered Statement Analysis
Uses multiple OCR engines and context-aware processing to analyze merchant statements and identify interchange costs.
Fluff and Padding Detection
Designed to identify and separate fluff or padding from actual interchange costs.
Branded Proposal Export
Generates customized pricing proposals in PDF, Word, or Excel formats including company logos.
Margin Guardrails
Supports the setting of minimum and target margins to help prevent pricing below cost.
Quick Quotes
Allows the creation of estimated proposals by entering specific data points when a full statement is unavailable.
Interchange Optimization
Identifies potential savings for gateways that support L2/L3 data.
Use Cases
Merchant Statement Review
Performing analysis of uploaded PDF statements to detect cost padding and identify interchange pricing.
Bid and Proposal Preparation
Generating branded proposals with customized pricing structures such as cash discount or infinite tiers.
Profitability Tracking
Calculating estimated residuals and profit potential for agents and consultants on new opportunities.
Fast Quoting
Using the Quick Quote feature to provide estimated pricing when a merchant statement is not provided.
Integrations
- Salesforce
- IRIS
- Excel export
- PDF export
- Word export
FAQ
What does Fee Navigator do?
- It uses AI and OCR to analyze merchant statements, identify interchange costs, detect pricing padding, and generate branded proposals for prospective clients.
Can I create quotes without a merchant statement?
- Yes, the tool includes a 'Quick Quotes' feature that allows users to enter a few data points to generate an estimated proposal.
Is the data secure?
- The platform is hosted on AWS with 256-bit AES encryption and is designed to meet PCI DSS requirements.
Does it integrate with other business tools?
- Fee Navigator supports integrations with Salesforce, IRIS, and other CRMs via its API.
Source category: Finance & Accounting
Source subcategory: Payment Processing
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