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Breeze: Merchant of Record and Payment Processing

Breeze helps businesses and app developers manage global payments and tax remittance. It is designed for teams that want to process payments without setting up local legal entities in multiple countries.

At a glance

Best for
Mobile app developers, Game studios, Businesses selling tokenized assets, Global digital service providers
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
Key use cases
Global Payment Processing, Fraud and Risk Mitigation, Tax Compliance Management, In-Game and Digital Asset Sales
Official website
breeze.com
Screenshot of Breeze website

Breeze is an AI-powered Merchant of Record (MoR) platform designed to handle the operational aspects of global payment processing. It allows businesses to accept multiple payment types through a single API integration, managing the financial infrastructure on their behalf.

The platform is built for mobile apps, games, and businesses dealing with tokenized assets or in-game rewards. By acting as the merchant of record, Breeze takes on the liability for chargebacks and supports the calculation and remittance of sales tax.

Buyers can use the platform to support payments via credit cards, bank accounts, and cryptocurrencies, with settlement options available in local currency or stablecoins. The service also includes customer billing support to handle user inquiries.

Before choosing Breeze, buyers should confirm if the MoR model aligns with their financial reporting needs and verify how the platform handles specific regional compliance requirements for their target markets.

Key Features

Merchant of Record Services

Acts as the legal entity for payments, which may allow businesses to process transactions without establishing local entities or bank accounts in every region.

Multi-Method Payment Support

Supports processing for card payments, bank accounts, and cryptocurrency through one API.

Chargeback Liability Management

Manages transaction risk and assumes liability for chargebacks, including friendly fraud.

Tax Automation

Designed to handle the calculation, collection, and remittance of sales tax.

Flexible Settlement

Provides the option to settle funds via stablecoins or bank accounts in local currency.

Compliance Certifications

The platform is SOC 2 and PCI compliant.

Use Cases

Global Payment Processing

Using a single integration to accept payments and issue payouts to users worldwide.

Fraud and Risk Mitigation

Transferring the risk of chargebacks and fraud losses to the Merchant of Record.

Tax Compliance Management

Managing the process of calculating and remitting sales tax for digital goods.

In-Game and Digital Asset Sales

Supporting transactions for mobile games, social games, and tokenized assets.

Best For

Mobile app developersGame studiosBusinesses selling tokenized assetsGlobal digital service providers

Pricing

Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.

FAQ

What does Breeze do as a Merchant of Record?

Breeze acts as the legal entity for transactions, which may allow businesses to process global payments and payouts without needing to set up local bank accounts or legal entities.

How does Breeze handle chargebacks?

Breeze manages transaction risk and assumes the liability for chargebacks, including those categorized as friendly fraud.

What payment methods are supported by Breeze?

The platform supports payments via credit cards, bank accounts, and cryptocurrency through a single API integration.

Does Breeze handle sales tax?

Yes, Breeze is designed to calculate, collect, and remit sales tax on behalf of the business.

Source category: Finance & Accounting

Source subcategory: Payment Processing

Software Type:

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Breeze: Merchant of Record & Payments – AI Tools for Business