360factors: Risk and Compliance Management Software
360factors helps financial institutions manage regulatory obligations and operational risks. It is designed for mid-market and enterprise teams that need to unify compliance data and monitor business performance.
At a glance
- Category
- Operations
- Best for
- Mid-market banks, Credit unions, Financial services organizations, Enterprise financial institutions, FinTech companies
- Pricing
- Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
- Key use cases
- Regulatory Compliance Monitoring, Policy Drafting and Revision, Internal Audit and Risk Assessment, Customer Churn Prediction, Marketing Compliance Review
- Integrations
- Power BI, Databricks, Snowflake, S&P, Moody’s Analytics
- Official website
- 360factors.com
360factors is a cloud-based suite of risk and compliance tools for the financial services sector, including banks and credit unions. The platform uses AI and natural language processing to help organizations monitor regulatory changes and manage operational risks.
The software consists of three main offerings: Predict360 for integrated Governance, Risk, and Compliance (GRC), Ask Kaia for regulatory intelligence, and Lumify360 for predictive data analytics. These tools support workflows such as internal auditing, policy management, and third-party risk oversight.
The platform uses a multi-tenant SaaS architecture and is designed for relatively fast implementation. It includes banking-specific libraries and templates and is an ABA Premier Partner.
Buyers should confirm which modules are necessary for their specific regulatory environment, as the system is modular and offers various levels of risk and issue management, such as Predict360 Essentials for community financial institutions.
Key Features
A system for managing risks, controls, audits, and regulatory obligations.
A compliance app that provides regulation-specific answers, drafts policies, and maps internal documents to regulatory citations.
A data platform that unifies siloed data to provide insights on business performance and customer churn.
Tools to track regulatory changes and assess their impact on internal policies.
Supports internal audits and the tracking of regulatory examination findings.
Tools to monitor and manage risks associated with third-party and FinTech partners.
Use Cases
Tracking updates from agencies such as the OCC and FDIC to help align internal policies with current regulations.
Using AI agents to draft new policies or analyze existing ones for updates based on regulatory changes.
Performing IT risk assessments and managing internal audit workflows and corrective actions.
Analyzing customer data through Lumify360 to identify at-risk customers and support retention strategies.
Reviewing advertisement content against federal and state regulations using AI-powered review agents.
Best For
Integrations
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
FAQ
It is designed for mid-market and enterprise banking and financial services organizations, including credit unions and FinTech firms.
Ask Kaia is an AI-powered compliance app that provides regulation-specific answers, drafts policies, and maps internal policies to regulatory citations.
Yes, its Predict360 platform provides an integrated GRC solution covering risk management, compliance monitoring, audits, and policy management.
Source category: Operations
Source subcategory: Compliance Management
