AI TOOL PROFILE
360factors: Risk and Compliance Management Software
- Operations
- Compliance Management
- Mid-market banks
- Credit unions
- Financial services organizations
- Enterprise financial institutions
- FinTech companies
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
At a glance
- Best for
- Mid-market banks, Credit unions, Financial services organizations, Enterprise financial institutions, FinTech companies
- Key use cases
- Regulatory Compliance Monitoring, Policy Drafting and Revision, Internal Audit and Risk Assessment, Customer Churn Prediction, Marketing Compliance Review
- Integrations
- Power BI, Databricks, Snowflake, S&P, Moody’s Analytics
- Official website
- Visit 360factors official website
How AI is used
360factors is a cloud-based suite of risk and compliance tools for the financial services sector, including banks and credit unions. The platform uses AI and natural language processing to help organizations monitor regulatory changes and manage operational risks.
The software consists of three main offerings: Predict360 for integrated Governance, Risk, and Compliance (GRC), Ask Kaia for regulatory intelligence, and Lumify360 for predictive data analytics. These tools support workflows such as internal auditing, policy management, and third-party risk oversight.
The platform uses a multi-tenant SaaS architecture and is designed for relatively fast implementation. It includes banking-specific libraries and templates and is an ABA Premier Partner.
Buyers should confirm which modules are necessary for their specific regulatory environment, as the system is modular and offers various levels of risk and issue management, such as Predict360 Essentials for community financial institutions.
Key Features
Predict360 GRC Platform
A system for managing risks, controls, audits, and regulatory obligations.
Ask Kaia AI Agent
A compliance app that provides regulation-specific answers, drafts policies, and maps internal documents to regulatory citations.
Lumify360 Analytics
A data platform that unifies siloed data to provide insights on business performance and customer churn.
Regulatory Change Management
Tools to track regulatory changes and assess their impact on internal policies.
Audit and Findings Management
Supports internal audits and the tracking of regulatory examination findings.
Third-Party Risk Management (TPRM)
Tools to monitor and manage risks associated with third-party and FinTech partners.
Use Cases
Regulatory Compliance Monitoring
Tracking updates from agencies such as the OCC and FDIC to help align internal policies with current regulations.
Policy Drafting and Revision
Using AI agents to draft new policies or analyze existing ones for updates based on regulatory changes.
Internal Audit and Risk Assessment
Performing IT risk assessments and managing internal audit workflows and corrective actions.
Customer Churn Prediction
Analyzing customer data through Lumify360 to identify at-risk customers and support retention strategies.
Marketing Compliance Review
Reviewing advertisement content against federal and state regulations using AI-powered review agents.
Integrations
- Power BI
- Databricks
- Snowflake
- S&P
- Moody’s Analytics
- Excel export
- Word export
FAQ
Who is 360factors designed for?
- It is designed for mid-market and enterprise banking and financial services organizations, including credit unions and FinTech firms.
What is Ask Kaia?
- Ask Kaia is an AI-powered compliance app that provides regulation-specific answers, drafts policies, and maps internal policies to regulatory citations.
Does 360factors offer a full GRC solution?
- Yes, its Predict360 platform provides an integrated GRC solution covering risk management, compliance monitoring, audits, and policy management.
Source category: Operations
Source subcategory: Compliance Management
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