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Zwapgrid: Open Accounting API Platform

Zwapgrid helps fintechs, banks, and SaaS companies access SME accounting data through a unified schema. It is designed for teams that want to collect financial data without building individual integrations for every ERP system.

At a glance

Best for
Fintech companies, Banks, SaaS companies, Lenders, Financial software developers
Pricing
The Explore plan is €200 per month plus €9 per consent. Invoice processing is tiered, ranging from €0.70 down to €0.51 per invoice depending on volume. A 14-day free trial is available.
Key use cases
Credit Assessment, Automated Bookkeeping, Invoice Processing, Factoring Services
Integrations
Fortnox, Microsoft Business Central, Visma Netvisor, Visma Dinero, Visma eConomic
Official website
www.zwapgrid.com/
Screenshot of zwapgrid website

Zwapgrid is an API platform designed to connect financial software to various SME accounting systems. It provides tools to retrieve financial data, such as sales invoices and trial balances, and harmonizes that information into a single, standardized format.

The platform is built for software developers and operations teams at fintechs, lenders, and banks who need access to customer accounting data across European markets, including the Nordics and the Netherlands.

By offering a unified schema, the platform may reduce the need for developers to manually map different data models or maintain separate authentication flows for each supported ERP. It also includes AI-powered invoice parsing to handle manual uploads.

Buyers should confirm which specific accounting systems they need to support and review the per-consent and per-invoice pricing models to ensure they align with their expected customer volume.

Key Features

Unified Accounting Schema (API.1)

Harmonizes accounting data from multiple ERP systems into one standardized format.

AI-Powered Invoice Parsing (File.1)

Supports customer invoice uploads and uses AI to extract data into a unified schema.

Raw Data Access (Proxy.1)

Provides a direct pipeline to customer accounting systems for those who need native data without mapping.

Standardized Onboarding Flow

A guided process where customers choose their system and authorize data sharing.

Integration Development (Connect.1)

A workflow used by the Zwapgrid team to develop new accounting system integrations.

Use Cases

Credit Assessment

Using financial insights from accounting systems to support underwriting decisions.

Automated Bookkeeping

Supports the automation of payment updates and bookkeeping processes.

Invoice Processing

Retrieving customer and supplier invoices to help reduce manual data entry.

Factoring Services

Connecting business customers' accounting platforms to support the administration of factoring.

Best For

Fintech companiesBanksSaaS companiesLendersFinancial software developers

Integrations

FortnoxMicrosoft Business CentralVisma NetvisorVisma DineroVisma eConomicExact OnlineProcountorTripletexBillySpirisBjorn Lunden

Pricing

The Explore plan is €200 per month plus €9 per consent. Invoice processing is tiered, ranging from €0.70 down to €0.51 per invoice depending on volume. A 14-day free trial is available.

FAQ

What does Zwapgrid do?

Zwapgrid provides an API that connects businesses to their customers' SME accounting systems, harmonizing the data into one format.

Which accounting systems are supported?

It supports various systems across Europe, including Fortnox, Microsoft Business Central, Visma (Netvisor, Dinero, eConomic), Exact Online, and others in the Nordics and Netherlands.

How is Zwapgrid priced?

Pricing includes a monthly plan (starting at €200 for the Explore plan), a per-consent fee (starting at €9), and tiered pricing for processed invoices.

Is there a free trial available?

Yes, Zwapgrid offers a 14-day free trial.

Source category: Finance & Accounting

Source subcategory: API Management

Software Type:

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