Wiserfunding Credit Risk Monitoring Software
Wiserfunding helps banks, lenders, and financial institutions monitor SME credit risk. It is designed to support IFRS9 regulatory compliance and risk profiling.
At a glance
- Category
- Finance & Accounting
- Best for
- Financial Services Companies, Lenders, Banks
- Pricing
- Pricing was not clearly available from the provided evidence. A free trial is mentioned. Buyers should confirm current pricing on the vendor website.
- Key use cases
- SME Loan Origination, Portfolio Risk Monitoring, Regulatory Compliance, Underwriting Support
- Integrations
- Codat, Validis, nCino
- Official website
- wiserfunding.com
Wiserfunding is a SaaS platform designed for financial services companies, lenders, and banks to assess the creditworthiness of small and medium-sized enterprises (SMEs). It combines financial, non-financial, and macroeconomic data to create risk profiles, using AI and machine learning to process large volumes of data.
The tool helps organizations move beyond historical filed accounts by incorporating management data and sector-specific risk models. It provides functionality for loan origination, portfolio management, and regulatory reporting.
Buyers should confirm whether they require a standard solution or a more configurable architecture to match their specific risk appetite. It is also recommended to verify how the platform's automated screening fits into existing underwriting workflows.
Key Features
Uses machine learning to process up to 800 data inputs per company to generate risk profiles.
Includes over 76 geographic and sector-specific models to provide a detailed view of SME risk.
Connects with open accounting systems to overlay filed data with current management accounts.
Designed to help banks forecast credit losses and support IFRS9 regulatory standards.
Provides an interface to track portfolio performance and identify emerging risks.
Supports the initial screening of prospects to identify high-risk applicants.
Use Cases
Screening potential loan applicants using AI-driven algorithms to assess creditworthiness.
Tracking the health of SME loan portfolios to identify early warning indicators of default.
Supporting the calculations and reporting required for IFRS9 and other financial regulations.
Using analytics within the underwriting workflow to provide a comprehensive company profile.
Best For
Integrations
Pricing
Pricing was not clearly available from the provided evidence. A free trial is mentioned. Buyers should confirm current pricing on the vendor website.
FAQ
Wiserfunding is a SaaS platform that uses AI to assess the creditworthiness of SMEs by analyzing financial, non-financial, and macroeconomic data.
It is primarily designed for banks, lenders, and financial services companies that manage SME loan portfolios.
Yes, the platform is designed to support regulatory requirements, specifically offering support for IFRS9 calculations.
It integrates with services like Codat and Validis to access management accounts, supplementing traditional filed financial data.
Source category: Finance & Accounting
Source subcategory: Credit Risk Software
