AI TOOL PROFILE
Wiserfunding Credit Risk Monitoring Software
- Finance and Accounting
- Credit Risk Software
- Financial Services Companies
- Lenders
- Banks
Pricing
Pricing was not clearly available from the provided evidence. A free trial is mentioned. Buyers should confirm current pricing on the vendor website.
At a glance
- Best for
- Financial Services Companies, Lenders, Banks
- Key use cases
- SME Loan Origination, Portfolio Risk Monitoring, Regulatory Compliance, Underwriting Support
- Integrations
- Codat, Validis, nCino
- Official website
- Visit wiserfunding official website
How AI is used
Wiserfunding is a SaaS platform designed for financial services companies, lenders, and banks to assess the creditworthiness of small and medium-sized enterprises (SMEs). It combines financial, non-financial, and macroeconomic data to create risk profiles, using AI and machine learning to process large volumes of data.
The tool helps organizations move beyond historical filed accounts by incorporating management data and sector-specific risk models. It provides functionality for loan origination, portfolio management, and regulatory reporting.
Buyers should confirm whether they require a standard solution or a more configurable architecture to match their specific risk appetite. It is also recommended to verify how the platform's automated screening fits into existing underwriting workflows.
Key Features
AI-Driven Analysis
Uses machine learning to process up to 800 data inputs per company to generate risk profiles.
Sector-Specific Risk Models
Includes over 76 geographic and sector-specific models to provide a detailed view of SME risk.
Financial Data Integration
Connects with open accounting systems to overlay filed data with current management accounts.
IFRS9 Compliance Support
Designed to help banks forecast credit losses and support IFRS9 regulatory standards.
Portfolio Management Tools
Provides an interface to track portfolio performance and identify emerging risks.
Automated Screening
Supports the initial screening of prospects to identify high-risk applicants.
Use Cases
SME Loan Origination
Screening potential loan applicants using AI-driven algorithms to assess creditworthiness.
Portfolio Risk Monitoring
Tracking the health of SME loan portfolios to identify early warning indicators of default.
Regulatory Compliance
Supporting the calculations and reporting required for IFRS9 and other financial regulations.
Underwriting Support
Using analytics within the underwriting workflow to provide a comprehensive company profile.
Integrations
- Codat
- Validis
- nCino
FAQ
What does Wiserfunding do?
- Wiserfunding is a SaaS platform that uses AI to assess the creditworthiness of SMEs by analyzing financial, non-financial, and macroeconomic data.
Who is Wiserfunding designed for?
- It is primarily designed for banks, lenders, and financial services companies that manage SME loan portfolios.
Does Wiserfunding help with regulatory compliance?
- Yes, the platform is designed to support regulatory requirements, specifically offering support for IFRS9 calculations.
How does Wiserfunding handle data collection?
- It integrates with services like Codat and Validis to access management accounts, supplementing traditional filed financial data.
Source category: Finance & Accounting
Source subcategory: Credit Risk Software
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