Planto: Digital Banking and Open Banking API Platform
Planto helps retail and SME banks implement Open Banking capabilities and AI-driven financial wellness tools. It is designed for institutions looking to deploy white-labelled financial features.
At a glance
- Category
- Finance & Accounting
- Best for
- Retail banks, SME banks, Financial services enterprises
- Pricing
- Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
- Key use cases
- Credit Decision Support, Interbank Account Data Sharing (IADS), Digital Wealth Management, ESG Reporting
- Official website
- www.planto.io
Planto is a digital banking platform designed for financial institutions, including retail and SME banks. It supports Open Banking API development and the creation of AI-driven financial insights to help banks understand customer behavior and offer personalized services.
The platform provides a range of white-labelled tools, including ESG reporting and financial wellness features, which the vendor indicates may be deployed in as fast as two months. These tools are designed to assist with customer segmentation and credit decision-making using transaction data.
Buyers should note that this is a technical solution geared toward enterprise-scale financial services. Because it involves API development and integration into banking infrastructure, procurement involves consultation on custom solutions.
Key Features
Supports the development and testing of APIs to help institutions become open banking ready.
Generates over 40 cashflow insights and forecasts for credit decisioning and monitoring.
An AI-driven, no-code tool for segmenting customers to support sales and marketing efforts.
Uses AI models trained on over 60 million transactions to support personalized banking app features.
Provides financial management and ESG reporting features that can be branded for the institution.
Analyzes banking transactions to help identify user investment preferences at a portfolio or product level.
Use Cases
Using cashflow insights and forecasts to support credit decisions for retail and SME clients.
Implementing use cases for sharing account data across banks to support financial services.
Integrating personalized financial management features into mobile banking apps.
Deploying white-labelled tools that allow customers to access ESG reporting within their banking interface.
Best For
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
FAQ
Planto is designed for financial services, specifically retail banks, SME banks, and financial institutions.
Planto indicates that white-labelled financial and ESG features can be launched in as fast as 2 months.
Yes, Planto uses AI models trained on over 60 million transactions for personalized financial insights and customer segmentation.
Source category: Finance & Accounting
Source subcategory: API Management
