AI TOOL PROFILE
Planto: Digital Banking and Open Banking API Platform
- Finance and Accounting
- API Management
- Retail banks
- SME banks
- Financial services enterprises
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
At a glance
- Best for
- Retail banks, SME banks, Financial services enterprises
- Key use cases
- Credit Decision Support, Interbank Account Data Sharing (IADS), Digital Wealth Management, ESG Reporting
- Official website
- Visit Planto official website
How AI is used
Planto is a digital banking platform designed for financial institutions, including retail and SME banks. It supports Open Banking API development and the creation of AI-driven financial insights to help banks understand customer behavior and offer personalized services.
The platform provides a range of white-labelled tools, including ESG reporting and financial wellness features, which the vendor indicates may be deployed in as fast as two months. These tools are designed to assist with customer segmentation and credit decision-making using transaction data.
Buyers should note that this is a technical solution geared toward enterprise-scale financial services. Because it involves API development and integration into banking infrastructure, procurement involves consultation on custom solutions.
Key Features
Open Banking API Development
Supports the development and testing of APIs to help institutions become open banking ready.
Retail & SME Cashflow Insights
Generates over 40 cashflow insights and forecasts for credit decisioning and monitoring.
Customer Intelligence Segmentation
An AI-driven, no-code tool for segmenting customers to support sales and marketing efforts.
Personalized Financial Insights
Uses AI models trained on over 60 million transactions to support personalized banking app features.
White-Labelled Financial Wellness
Provides financial management and ESG reporting features that can be branded for the institution.
Wealth & Investment Insights
Analyzes banking transactions to help identify user investment preferences at a portfolio or product level.
Use Cases
Credit Decision Support
Using cashflow insights and forecasts to support credit decisions for retail and SME clients.
Interbank Account Data Sharing (IADS)
Implementing use cases for sharing account data across banks to support financial services.
Digital Wealth Management
Integrating personalized financial management features into mobile banking apps.
ESG Reporting
Deploying white-labelled tools that allow customers to access ESG reporting within their banking interface.
FAQ
Who is Planto designed for?
- Planto is designed for financial services, specifically retail banks, SME banks, and financial institutions.
How long does it take to deploy white-labelled features?
- Planto indicates that white-labelled financial and ESG features can be launched in as fast as 2 months.
Does Planto use AI for its insights?
- Yes, Planto uses AI models trained on over 60 million transactions for personalized financial insights and customer segmentation.
Source category: Finance & Accounting
Source subcategory: API Management
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