{"best_for":["Retail banks","SME banks","Financial services enterprises"],"citation":{"dataset":"aitoolsforbusiness-agent-tool-export","directory_tool_url":"https://aitoolsforbusiness.ai/planto","json_profile_url":"https://aitoolsforbusiness.ai/data/tools/planto.json","markdown_profile_url":"https://aitoolsforbusiness.ai/data/markdown/tools-md-034.json","schema_version":"1.4.0","suggested_citation_label":"AI Tools for Business: Planto (https://aitoolsforbusiness.ai/planto)"},"features":["Open Banking API Development: Supports the development and testing of APIs to help institutions become open banking ready.","Retail & SME Cashflow Insights: Generates over 40 cashflow insights and forecasts for credit decisioning and monitoring.","Customer Intelligence Segmentation: An AI-driven, no-code tool for segmenting customers to support sales and marketing efforts.","Personalized Financial Insights: Uses AI models trained on over 60 million transactions to support personalized banking app features.","White-Labelled Financial Wellness: Provides financial management and ESG reporting features that can be branded for the institution.","Wealth & Investment Insights: Analyzes banking transactions to help identify user investment preferences at a portfolio or product level."],"freshness_status":"fresh","name":"Planto","pricing_note":"Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.","pricing_url":null,"primary_category":"Finance & Accounting","profile_last_verified":"2026-06-04T03:46:20.982Z","secondary_categories":[],"short_description":"Planto provides digital banking platforms, Open Banking API development, and AI-driven financial insights for financial institutions.","slug":"planto","sponsorship_status":"none","url":"https://aitoolsforbusiness.ai/planto","use_cases":["Credit Decision Support: Using cashflow insights and forecasts to support credit decisions for retail and SME clients.","Interbank Account Data Sharing (IADS): Implementing use cases for sharing account data across banks to support financial services.","Digital Wealth Management: Integrating personalized financial management features into mobile banking apps.","ESG Reporting: Deploying white-labelled tools that allow customers to access ESG reporting within their banking interface."],"website_url":"https://www.planto.io/"}