PerfectQuote: Group Benefits Quoting Platform
PerfectQuote helps insurance brokers and general agents manage group benefits quoting and renewals. It is designed for teams that need to compare multiple carrier plans and manage RFP processes.
At a glance
- Category
- Finance & Accounting
- Best for
- Insurance brokers, General agents, Group benefits specialists, Benefit agencies
- Pricing
- Plans start at $141 per user per month for ACA. Higher tiers include ACA+ at $217 and Flagship at $272. Enterprise pricing is available upon request and requires a 2-year commitment with a 2-user minimum.
- Key use cases
- Group Health Insurance Quoting, Benefit Renewal Processing, Supplemental Health Inclusion, Carrier RFP Management
- Integrations
- BenefitPoint, Employee Navigator
- Official website
- perfectquote.io
PerfectQuote is a quoting platform for insurance brokers and general agents. It supports benefits including medical, dental, vision, life, disability, and supplemental health plans across all 50 states.
The software is designed to support Request for Proposals (RFPs) and plan comparisons. It includes a Proposal Reader that scans data from over 400 carrier formats, which may reduce manual data entry during the renewal process.
For agencies, the tool supports contribution modeling and the generation of customized spreadsheet presentations for clients. It also integrates with specific agency management and benefit administration systems.
Buyers should confirm that the software requires a specific onboarding period and typically involves multi-year contract commitments. The platform does not support ICHRA, stop-loss, or self-funded plans.
Key Features
Scans and extracts plan details and rates from over 400 carrier proposal formats.
Supports the creation, transmission, and tracking of carrier requests within the platform.
Supports the comparison of medical, ancillary, and supplemental health benefits across different carriers.
Tools to model employer and employee contributions for benefit plans.
Generates client-facing spreadsheets with options for agency branding.
Use Cases
Quoting and comparing medical, dental, and vision plans for groups of various sizes.
Managing the annual renewal cycle by using the Proposal Reader to compare new carrier quotes.
Including accident, critical illness, and hospital indemnity plans in client presentations.
Sending census files and plan requests to carriers and organizing responses in one platform.
Best For
Integrations
Pricing
Plans start at $141 per user per month for ACA. Higher tiers include ACA+ at $217 and Flagship at $272. Enterprise pricing is available upon request and requires a 2-year commitment with a 2-user minimum.
FAQ
It is a tool designed to scan carrier proposal files and SBCs to extract plan details and rates, which may reduce manual data entry.
No, PerfectQuote does not offer a free trial as the platform requires specific training.
The platform does not support ICHRA plans, stop-loss, or self-funded plans.
Contracts are generally two-year commitments and typically require a minimum of two user licenses.
Source category: Finance & Accounting
Source subcategory: Insurance Quoting
