AI TOOL PROFILE
DigiFi Digital Loan Origination System
- Finance and Accounting
- Loan Origination System
- Banks
- Credit Unions
- Lending Companies
- Fintechs
Pricing
Pricing is usage-based, starting at $1,995/month for the Core plan. Higher tiers reach up to $14,995/month, with additional seats costing $95/month and application overages ranging from $0.10 to $0.50 per application.
At a glance
- Best for
- Banks, Credit Unions, Lending Companies, Fintechs
- Key use cases
- Loan Origination, Bank Account Opening, Investment Account Setup, Automated Task Completion
- Integrations
- Docusign, Plaid, Experian, TransUnion, Equifax
- Official website
- Visit DigiFi official website
How AI is used
DigiFi is a digital origination platform designed to handle the process of opening bank accounts and originating loans. It is built for financial institutions such as banks, credit unions, and lending companies.
The software provides two primary paths for setup: a no-code configuration interface for business users to test and deploy changes, and a developer toolkit for technical teams to build integrations and portals using APIs and SDKs. This allows firms to adjust their application workflows without writing new code for every change.
Beyond the basic origination flow, the platform includes a decision engine and AI Agents designed to help complete tasks automatically. As it is SOC 2 Type II compliant, it includes security controls like 2FA, SSO, and change logs to meet financial regulatory needs.
Buyers should evaluate their internal technical capacity, as the platform offers both templates and developer tools. They should also consider how their application volume fits into the usage-based pricing tiers.
Key Features
No-Code Configuration
Tools that allow users to create, test, and deploy origination process changes without writing code.
Developer Toolkit
A set of APIs, webhooks, an SDK, and an integration builder for extending platform functionality.
AI Agents
Generative AI tools designed to help automatically complete specific origination tasks.
Integration Marketplace
Pre-built connections to credit bureaus, core banking systems, and identity verification vendors.
Digital Portals
Customizable online portals for applicants and partners, supporting multiple languages.
Security & Compliance
SOC 2 Type II compliance with SSO, 2FA, and user permission management.
Use Cases
Loan Origination
Supporting the application process for personal loans, auto loans, credit cards, and small business loans.
Bank Account Opening
Digital onboarding for checking and savings accounts, including business banking.
Investment Account Setup
Managing the opening process for brokerage, retirement, and HSA accounts.
Automated Task Completion
Using AI agents to help complete manual origination tasks while maintaining staff visibility.
Integrations
- Docusign
- Plaid
- Experian
- TransUnion
- Equifax
- LexisNexis
- Mambu
- Jack Henry Symitar
- LoanPro
- Canopy
- SendGrid
- Twilio
FAQ
Who is DigiFi designed for?
- DigiFi is designed for banks, credit unions, lending companies, and fintechs that need to digitize their loan and account opening processes.
Does DigiFi require coding for setup?
- No, it offers no-code configuration tools for making and deploying changes, though it also provides a developer toolkit for those who want to build custom extensions.
How does DigiFi's pricing work?
- It uses a usage-based model with tiers starting at $1,995 per month. Each tier includes a set number of team seats and monthly applications, with overage fees applied per application.
Source category: Finance & Accounting
Source subcategory: Loan Origination System
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