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BILL Review: Financial Operations Software

BILL supports small and mid-sized businesses in managing their accounts payable and receivable workflows. It is designed for teams that need to unify spending controls and payment processing with their accounting software.

At a glance

Best for
Small businesses, Mid-market companies, Accounting firms, Nonprofits
Pricing
AP and AR plans start at $49 per user/month for the Essentials plan, with Team ($65) and Corporate ($89) tiers available. Spend & Expense is available as a free plan.
Key use cases
Automating Bill Payments, Managing Client Invoicing, Controlling Company Spend, Accounting Firm Client Management
Integrations
QuickBooks Online, QuickBooks Pro, QuickBooks Premier, QuickBooks Enterprise, Xero
Official website
www.bill.com/
Screenshot of Bill.com website

BILL is a cloud-based financial operations platform designed to digitize back-office tasks. It combines accounts payable (AP), accounts receivable (AR), and spend and expense management into a single interface, providing a centralized view of financial tasks.

The software supports small businesses, mid-market companies, and accounting firms. It helps with the automation of bill entry and approvals, as well as invoice creation and payment tracking, which may reduce manual data entry for month-end closes.

Buyers should note that while there is a free tier for spend and expense management, the AP and AR features are subscription-based and priced per user. Additionally, certain payment methods such as checks or international transfers may incur separate transaction fees regardless of the chosen plan.

Businesses should confirm that their specific accounting software is supported for automatic two-way sync, as the Essentials plan relies on manual CSV imports and exports.

Key Features

Accounts Payable Management

Supports bill creation, centralized inbox management, and automated approval workflows.

Accounts Receivable Management

Allows users to create custom invoices, send recurring billing, and set up automated payment reminders.

Spend & Expense Tracking

Includes tools for budget management, employee reimbursements, and transaction tracking in real time.

AI-Powered Coding

Uses an Invoice Coding Agent to support multi-line bill coding.

BILL Divvy Card

Provides access to corporate virtual and physical cards with credit lines from $1,000 to $5M, subject to application approval.

W-9 Agent

Supports the automatic collection and verification of W-9 forms.

Use Cases

Automating Bill Payments

Using digital workflows to move from paper-based bill processing to digital approvals and ACH payments.

Managing Client Invoicing

Sending professional invoices and using a customer portal to collect payments via card or ACH.

Controlling Company Spend

Setting budgets and issuing virtual cards to employees to monitor expenses.

Accounting Firm Client Management

Using the Accountant Console to manage multiple client entities from a single location.

Best For

Small businessesMid-market companiesAccounting firmsNonprofits

Integrations

QuickBooks OnlineQuickBooks ProQuickBooks PremierQuickBooks EnterpriseXeroOracle NetSuiteSage IntacctMicrosoft DynamicsAcumaticaSlackHRIS

Pricing

AP and AR plans start at $49 per user/month for the Essentials plan, with Team ($65) and Corporate ($89) tiers available. Spend & Expense is available as a free plan.

FAQ

Is there a free version of BILL?

Yes, the BILL Spend & Expense plan is $0 per user per month, which includes budgets, expense tracking, and corporate cards.

How does BILL sync with accounting software?

Tiers such as Team and Corporate offer automatic two-way sync with tools like QuickBooks and Xero, while the Essentials plan uses manual CSV import/export.

Does BILL offer business credit?

Yes, businesses can apply for credit lines between $1,000 and $5M through the BILL Divvy Card, subject to application approval.

Source category: Finance & Accounting

Source subcategory: Billing & Invoicing

Software Type:

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BILL Review: Financial Operations & AP/AR Software – AI Tools for Business