

BILL is a cloud-based financial operations platform designed to digitize back-office tasks. It combines accounts payable (AP), accounts receivable (AR), and spend and expense management into a single interface, providing a centralized view of financial tasks.
The software supports small businesses, mid-market companies, and accounting firms. It helps with the automation of bill entry and approvals, as well as invoice creation and payment tracking, which may reduce manual data entry for month-end closes.
Buyers should note that while there is a free tier for spend and expense management, the AP and AR features are subscription-based and priced per user. Additionally, certain payment methods such as checks or international transfers may incur separate transaction fees regardless of the chosen plan.
Businesses should confirm that their specific accounting software is supported for automatic two-way sync, as the Essentials plan relies on manual CSV imports and exports.
Supports bill creation, centralized inbox management, and automated approval workflows.
Allows users to create custom invoices, send recurring billing, and set up automated payment reminders.
Includes tools for budget management, employee reimbursements, and transaction tracking in real time.
Uses an Invoice Coding Agent to support multi-line bill coding.
Provides access to corporate virtual and physical cards with credit lines from $1,000 to $5M, subject to application approval.
Supports the automatic collection and verification of W-9 forms.
Using digital workflows to move from paper-based bill processing to digital approvals and ACH payments.
Sending professional invoices and using a customer portal to collect payments via card or ACH.
Setting budgets and issuing virtual cards to employees to monitor expenses.
Using the Accountant Console to manage multiple client entities from a single location.
AP and AR plans start at $49 per user/month for the Essentials plan, with Team ($65) and Corporate ($89) tiers available. Spend & Expense is available as a free plan.
Yes, the BILL Spend & Expense plan is $0 per user per month, which includes budgets, expense tracking, and corporate cards.
Tiers such as Team and Corporate offer automatic two-way sync with tools like QuickBooks and Xero, while the Essentials plan uses manual CSV import/export.
Yes, businesses can apply for credit lines between $1,000 and $5M through the BILL Divvy Card, subject to application approval.
Source category: Finance & Accounting
Source subcategory: Billing & Invoicing
BILL is a financial operations platform for small and mid-sized businesses that manages accounts payable, receivable, and spending using AI. It supports workflows like automated bill coding and digital approvals to help reduce manual back-office work.