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Your Money Line: Employee Financial Wellness Program

Your Money Line helps HR teams and business owners support employee financial health. It is designed for companies looking to provide personalized guidance and digital tools to help reduce employee money stress.

At a glance

Best for
Small Businesses, Mid-Market Companies, Enterprise Companies, HR Managers, Healthcare Organizations
Pricing
The service is free for employees and is priced on a per-employee-per-month (PEPM) basis for employers. Pricing varies based on company size and package.
Key use cases
Employee Debt Management, Budgeting and Spending Support, Company Benefit Expansion, Financial Literacy Training
Official website
yourmoneyline.com
Screenshot of your money line website

Your Money Line is a financial wellness benefit for employers to offer their workforce. It combines a digital app with access to certified financial coaches to help employees manage spending, track goals, and navigate financial challenges.

The platform is available for businesses including those in healthcare and education. It provides employees with a confidential space to receive financial guidance without product sales pressure.

Key components include AI-driven budgeting insights, credit monitoring, and on-demand education. For employers, the platform includes a dashboard to monitor program usage and impact while protecting individual employee privacy.

Buyers should confirm current per-employee-per-month pricing and whether add-ons, such as identity protection and Single Sign-On (SSO), are required for their organization.

Key Features

1:1 Financial Coaching

Access to certified financial guides via phone, chat, email, or text for personalized guidance.

AI Budgeting and Insights

Software tools that track spending and provide suggestions to help improve finances.

Credit and ID Monitoring

Tools to track credit reports, monitor for threats, and receive suggestions for credit improvement.

Financial Education Courses

On-demand courses, webinars, and articles covering financial literacy topics.

Tax Filing Services

Federal and state tax filing services available within the platform.

Employer Dashboard

A tool for HR leaders to monitor program engagement and usage metrics.

Personalized Money Podcast

Short, weekly audio reviews of an individual's spending, credit, and goals.

Use Cases

Employee Debt Management

Helping employees navigate student loan forgiveness processes, such as PSLF.

Budgeting and Spending Support

Supporting staff in identifying spending habits and building budgets via AI tools.

Company Benefit Expansion

Adding a financial wellness resource to an existing HR benefits package.

Financial Literacy Training

Providing on-demand financial education to support long-term stability.

Best For

Small BusinessesMid-Market CompaniesEnterprise CompaniesHR ManagersHealthcare OrganizationsEducational Institutions

Pricing

The service is free for employees and is priced on a per-employee-per-month (PEPM) basis for employers. Pricing varies based on company size and package.

FAQ

How is Your Money Line priced for businesses?

It uses a per-employee-per-month (PEPM) pricing model for employers, while the service is free for the employees.

What certifications do the financial coaches hold?

The financial guides hold degrees or certifications as Accredited Financial Counselors (AFC) or Certified Financial Planner (CFP) practitioners.

Does the platform help with student loans?

Yes, the program helps employees navigate the public service loan forgiveness (PSLF) process, particularly in healthcare and education sectors.

Source category: Finance & Accounting

Source subcategory: Employee Engagement

Software Type:

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