AI TOOL PROFILE

NewLedger: Embedded Accounting Software & Ledger Infrastructure

NewLedger helps software companies and fintech platforms embed accounting capabilities directly into their products. It is designed for teams requiring audit trails and GAAP/IFRS compliance.

Pricing

Annual plans start at $190 per entity (Starter), with Growth at $490 and Scale at $4,990. Additional users or client cycles are $10 each. A 14-day free trial is available.

At a glance

Best for
Software companies, Fintech platforms, Neobanks, Accounting firms, Payment processors
Key use cases
Embedded Fintech Accounting, Audit Preparation, Multi-Entity Financial Management, Billing Workflows
Integrations
Stripe, Identity Provider (IdP)
Visit NewLedgerNewLedger software interface screenshot

How AI is used

NewLedger is an accounting infrastructure tool designed for businesses that need a high-integrity financial core. It uses an immutable ledger protocol where transactions are not deleted but recorded as new versions to help maintain a verifiable audit trail.

It is built for fintechs, neobanks, and SaaS platforms, while also providing tools for freelancers and small business owners. Users can choose between a white-label interface or a headless API backend to power their own financial experience.

The software supports multi-currency sub-ledgers, balance sheets updated in real time, and role-based access controls. It is designed to align with global standards such as GAAP and IFRS, with security frameworks based on ISO 27001 readiness and AES-256 encryption.

Buyers should confirm if they require a standalone accounting tool or a developer-centric infrastructure, as the platform is centered on its API-first, immutable architecture.

Key Features

  • Immutable Double-Entry Ledger

    A zero-deletion system that records financial events as cryptographically signed versions to support a permanent audit trail.

  • Headless API Integration

    Allows businesses to embed accounting logic directly into their own applications.

  • White-Label UI

    Provides a branded user interface for presenting financial data and portals to clients.

  • Multi-Currency Sub-ledgers

    Supports over 140 currencies with real time translation and reconciliation for international operations.

  • Financial Reporting

    Generates P&L statements and balance sheets that update as transactions occur.

  • Role-Based Access Control (RBAC)

    Granular permissions to manage how staff and auditors interact with financial data.

Use Cases

  • Embedded Fintech Accounting

    Integrating a native ledger into a neobank or payment platform to provide users with financial management.

  • Audit Preparation

    Using cryptographically signed logs and immutable history to support regulatory audits and compliance.

  • Multi-Entity Financial Management

    Managing separate financial records and reports for multiple business entities within one account.

  • Billing Workflows

    Setting up recurring invoices and late fee management to support cash flow operations.

Integrations

  • Stripe
  • Identity Provider (IdP)

FAQ

What is an immutable ledger in NewLedger?

NewLedger uses a zero-deletion protocol where every adjustment is recorded as a new, signed version to help ensure a verifiable audit trail.

Can NewLedger be used without its user interface?

Yes, NewLedger is API-first and can be used as a headless accounting backend to power a business's own application.

How does NewLedger handle multi-currency transactions?

It supports over 140 currencies with real time translation and automated reconciliation engines for international tax and marketplace payments.

What are the pricing tiers for NewLedger?

Pricing is based on yearly entity fees: Starter at $190, Growth at $490, and Scale at $4,990, plus $10 for additional users or client cycles.

Source category: Finance & Accounting

Source subcategory: Accounting Software

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