AI TOOL PROFILE
NewLedger: Embedded Accounting Software & Ledger Infrastructure
- Finance and Accounting
- Accounting Software
- Software companies
- Fintech platforms
- Neobanks
- Accounting firms
- Payment processors
- High-volume transaction businesses
Pricing
Annual plans start at $190 per entity (Starter), with Growth at $490 and Scale at $4,990. Additional users or client cycles are $10 each. A 14-day free trial is available.
At a glance
- Best for
- Software companies, Fintech platforms, Neobanks, Accounting firms, Payment processors
- Key use cases
- Embedded Fintech Accounting, Audit Preparation, Multi-Entity Financial Management, Billing Workflows
- Integrations
- Stripe, Identity Provider (IdP)
- Official website
- Visit NewLedger official website

How AI is used
NewLedger is an accounting infrastructure tool designed for businesses that need a high-integrity financial core. It uses an immutable ledger protocol where transactions are not deleted but recorded as new versions to help maintain a verifiable audit trail.
It is built for fintechs, neobanks, and SaaS platforms, while also providing tools for freelancers and small business owners. Users can choose between a white-label interface or a headless API backend to power their own financial experience.
The software supports multi-currency sub-ledgers, balance sheets updated in real time, and role-based access controls. It is designed to align with global standards such as GAAP and IFRS, with security frameworks based on ISO 27001 readiness and AES-256 encryption.
Buyers should confirm if they require a standalone accounting tool or a developer-centric infrastructure, as the platform is centered on its API-first, immutable architecture.
Key Features
Immutable Double-Entry Ledger
A zero-deletion system that records financial events as cryptographically signed versions to support a permanent audit trail.
Headless API Integration
Allows businesses to embed accounting logic directly into their own applications.
White-Label UI
Provides a branded user interface for presenting financial data and portals to clients.
Multi-Currency Sub-ledgers
Supports over 140 currencies with real time translation and reconciliation for international operations.
Financial Reporting
Generates P&L statements and balance sheets that update as transactions occur.
Role-Based Access Control (RBAC)
Granular permissions to manage how staff and auditors interact with financial data.
Use Cases
Embedded Fintech Accounting
Integrating a native ledger into a neobank or payment platform to provide users with financial management.
Audit Preparation
Using cryptographically signed logs and immutable history to support regulatory audits and compliance.
Multi-Entity Financial Management
Managing separate financial records and reports for multiple business entities within one account.
Billing Workflows
Setting up recurring invoices and late fee management to support cash flow operations.
Integrations
- Stripe
- Identity Provider (IdP)
FAQ
What is an immutable ledger in NewLedger?
- NewLedger uses a zero-deletion protocol where every adjustment is recorded as a new, signed version to help ensure a verifiable audit trail.
Can NewLedger be used without its user interface?
- Yes, NewLedger is API-first and can be used as a headless accounting backend to power a business's own application.
How does NewLedger handle multi-currency transactions?
- It supports over 140 currencies with real time translation and automated reconciliation engines for international tax and marketplace payments.
What are the pricing tiers for NewLedger?
- Pricing is based on yearly entity fees: Starter at $190, Growth at $490, and Scale at $4,990, plus $10 for additional users or client cycles.
Source category: Finance & Accounting
Source subcategory: Accounting Software
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