instanda: Insurance Policy Administration and Distribution Software
instanda helps insurance carriers and managing general agents (MGAs) design and launch insurance products. It is designed for teams that need to adjust pricing and coverage without relying on engineering resources.
At a glance
- Category
- Finance & Accounting
- Best for
- Managing General Agents (MGAs), Property & Casualty insurance carriers, Life and Health insurance carriers
- Pricing
- Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
- Key use cases
- Launching New Insurance Products, Digitalizing the Quote-and-Bind Process, Managing Multi-Regional Compliance, Automating Policy Administration
- Integrations
- Microsoft Azure, REST API, SOAP services, WebHooks
- Official website
- instanda.com
instanda is a cloud-native Policy Administration and Distribution System (PAS) built on Microsoft Azure. It uses a no-code approach designed to let business teams manage product definitions, rating engines, and document generation.
The platform is built for insurance carriers—including Life, Health, and Property & Casualty—as well as Managing General Agents (MGAs). It supports distribution channels including B2C, B2B, and B2B2C, and provides tools for broker and customer self-service.
Beyond administration, the software includes embedded AI capabilities designed to assist underwriters with decision-making and reduce manual operational tasks. It also supports First Notice of Loss (FNOL) claims administration.
Buyers should note that the system requires specific technical training. The vendor requires a minimum of two team members to be trained as certified superusers to lead internal configuration efforts.
Key Features
Supports the definition of question sets, rating rules, and documents without manual coding.
Embedded AI designed to support underwriting decisions and reduce operational friction.
Supports quote-and-bind capabilities across B2C, B2B, and B2B2C channels with white-label options.
A cloud-native design that supports connectivity with third-party applications and external data feeds.
Tools for processing First Notice of Loss and administering insurance claims.
Configurable tools for calculating premiums and generating policy documentation.
Use Cases
Using no-code tools to move from product concept to go-live for specialty or MVP products.
Providing agents and customers with quoting and binding capabilities via digital portals.
Configuring product attributes and forms to meet regulatory requirements across different states or countries.
Managing renewals, policy adjustments, and data reporting through a cloud platform.
Best For
Integrations
Pricing
Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.
FAQ
instanda is a fully no-code insurance PAS platform, which allows business teams to configure product builds, ratings, and documents without writing code.
The platform is designed for Insurance Carriers (specifically Life and Health, and Property & Casualty) and Managing General Agents (MGAs).
It uses an API-first, cloud-native architecture supporting REST and SOAP services, WebHooks, and middleware to connect with third-party systems.
Clients use self-paced Foundation Training, and the vendor requires at least two team members to be certified as superusers.
Source category: Finance & Accounting
Source subcategory: Insurance Software
