{"best_for":["Small and medium e-commerce stores","iGaming and Casino operators","AI agent developers","Businesses requiring self-custody of funds","Marketplace operators"],"citation":{"dataset":"aitoolsforbusiness-agent-tool-export","directory_tool_url":"https://aitoolsforbusiness.ai/payram","json_profile_url":"https://aitoolsforbusiness.ai/data/tools/payram.json","markdown_profile_url":"https://aitoolsforbusiness.ai/data/markdown/tools-md-033.json","schema_version":"1.4.0","suggested_citation_label":"AI Tools for Business: PayRam (https://aitoolsforbusiness.ai/payram)"},"features":["Card-to-Crypto Onramps: Supports customer payments via Visa, Mastercard, or Apple Pay, with funds settled to the merchant in USDC or USDT.","Self-Hosted Infrastructure: Deployed via a bash command on Ubuntu servers, allowing merchants to control their own data and wallets.","Non-Custodial Wallets: Funds are sent to the merchant's cold wallet without being held by the software provider.","MCP-Native AI Integration: Uses Model Context Protocol to allow AI agents to create payments, generate invoices, and check balances.","Multi-Chain Support: Supports 20+ tokens across networks including Bitcoin, Ethereum, Tron, Base, and Polygon.","Payment Widget: An embeddable 'Add Credit' script for use on HTML pages, React, or WordPress sites."],"freshness_status":"fresh","name":"PayRam","pricing_note":"Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.","pricing_url":null,"primary_category":"Finance & Accounting","profile_last_verified":"2026-06-06T19:57:41.177Z","secondary_categories":[],"short_description":"PayRam is a self-hosted payment processor that supports card and cryptocurrency payments on a business's own infrastructure.","slug":"payram","sponsorship_status":"none","url":"https://aitoolsforbusiness.ai/payram","use_cases":["Private Commerce: Supporting businesses that require payment processing without third-party approval queues or account freezes.","AI Agent Payment Automation: Using AI agents via MCP to handle billing cycles, including generating invoices and verifying on-chain payments.","Multi-Channel Storefronts: Accepting payments across WhatsApp, Telegram, and Discord and settling them into a single unified wallet.","Stablecoin Settlement: Accepting various global currencies and card payments while settling in stablecoins."],"website_url":"https://payram.com/"}