{"best_for":["Ecommerce stores","Payment processors","Card issuers","Payment gateways","Financial institutions"],"citation":{"dataset":"aitoolsforbusiness-agent-tool-export","directory_tool_url":"https://aitoolsforbusiness.ai/gpayments","json_profile_url":"https://aitoolsforbusiness.ai/data/tools/gpayments.json","markdown_profile_url":"https://aitoolsforbusiness.ai/data/markdown/tools-md-023.json","schema_version":"1.4.0","suggested_citation_label":"AI Tools for Business: gpayments (https://aitoolsforbusiness.ai/gpayments)"},"features":["ActiveServer (3DS Server): An authentication server for acquirers and merchants to help verify cardholder identities and reduce chargeback liability.","ActiveAccess (ACS): An Access Control Server for issuers that manages the authentication process for cardholders.","ActiveSDK: A mobile SDK for Android and iOS that supports native authentication methods within mobile applications.","Risk-Based Authentication (RBA): Analyzes transaction data to allow low-risk payments to proceed without manual user intervention.","TestLabs: An end-to-end testing environment for validating 3DS implementations.","ActiveMerchant (MPI): A merchant plug-in that identifies if a card is enrolled in a 3D Secure program."],"freshness_status":"fresh","name":"gpayments","pricing_note":"Pricing was not clearly available from the provided evidence. Buyers should confirm current pricing on the vendor website.","pricing_url":null,"primary_category":"Security","profile_last_verified":"2026-06-05T18:10:41.288Z","secondary_categories":[],"short_description":"gpayments provides 3D Secure authentication solutions, including 3DS Servers and Access Control Servers, to help prevent payment fraud and chargebacks.","slug":"gpayments","sponsorship_status":"none","url":"https://aitoolsforbusiness.ai/gpayments","use_cases":["PSD2 SCA Compliance: Using multi-factor authentication to help meet Strong Customer Authentication requirements in the European Economic Area.","Reducing Chargebacks: Implementing 3D Secure protocols to help shift liability for fraudulent transactions from the merchant to the issuer.","Mobile Payment Security: Integrating the ActiveSDK to provide native authentication flows for mCommerce users.","Cross-Border Fraud Prevention: Supporting various international card schemes to authenticate payments from different global regions."],"website_url":"https://gpayments.com/"}